Boiler Guides

Boiler cover top 10 FAQs

If you’re looking for boiler cover but have a few questions that need answering before you sign up, then look no further - we’ve got it covered.

Compare boiler insurance and see how much money you can save

Do I have to take boiler cover from my supplier?
How long does it take to get covered?
Can I switch from my current boiler cover?
If I switch supplier will I lose my cover policy?
I don’t own my own home, can I still get cover?
What is and isn’t covered?
Will my annual boiler inspection be covered?
My boiler is old, can I still get cover?
How much can I claim?
How do I find the best boiler cover deals?

1. Do I have to take boiler cover from my energy supplier?

You don’t have to take boiler cover from the company that supplies your gas and electricity. You can sign up to any plan that you want. Simply compare boiler cover deals and find the best plan to suit your needs.

2. How long does it take to get covered?

Most boiler cover plans have a 30 day no claims policy to ensure that customers don’t sign up on the day that their boiler goes bust to avoid paying for emergency repairs. So if you’ve signed up to a new policy, remember that you probably won’t be able to make a claim for the first month.

If you already have boiler cover and have come to the end of your policy, remember to overlap with your new plan to make sure that those extra days are still covered.

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3. Can I switch from my current boiler cover?

Cancellation policies vary between providers, so you will need to check the terms of your particular policy. If you pay monthly you may be able to switch easily, but if you have already paid for the full year, you’ll need to confirm that you’ll get a refund.

4. I have boiler cover from my energy supplier, if I switch my gas and electricity will I lose my policy?

Your boiler insurance policy is completely independent of your gas and electricity, so it won’t be affected if you decide to switch your energy to a cheaper supplier.

5. I don’t own my own home, can I still get cover?

No. If you rent your property, either from the council or a private landlord, then your heating system and boiler, is your landlord’s responsibility. Boiler cover is only for homeowners.

6. What is and isn’t covered?

The specifics of what will and won’t be covered by your boiler insurance will depend on your supplier and the level of cover that you choose. Some offer an unlimited number of callouts, while others only allow up to £1,000 per claim for example.

7. Will my annual boiler inspection be covered?

Again, this depends on the specifics of your chosen policy. Some policies do include your boiler’s annual safety check, which can save you between £60 and £90 a year. Otherwise you will have to arrange this independently. However, some providers do offer a separate, monthly plan to cover the cost of your annual inspection.

8. My boiler is old, can I still get cover?

If your boiler is more than 15 years old then you will be limited in your choices and could struggle to get cover. Those more than seven years old might have to undergo an inspection before being approved.

9. How much can I claim?

This depends on your chosen policy. Some allow unlimited claims and up to £1,500 per claim, while others limit you to only two claims per year and a maximum of £500 each time. Make sure that you read the details of any policy before signing up so you know exactly what you’ll be eligible for.

10. How do I find the best boiler cover deals?

Comparing the market is the best way to guarantee that you find the right plan to suit your needs. Compare boiler cover specialists, choose a level of cover suited to your needs and find the best value deals.

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